Credit Report Basics
How Long do Negative Items Stay on Your Credit Report
Most people have questions about how long negative items stay on your credit report, and there's a lot of misinformation floating around about different types of negative items. Here are a few of the most common negative items, and how long they may stay on your report:
Read more: How Long do Negative Items Stay on Your Credit Report
How to Read an Experian, Equifax or Trans Union Credit Report
Pay close attention to the personal information.
The first section of your credit report contains personal information about you, the borrower. You'll see date of birth, current and former addresses, employer information and information about your spouse. Errors on the personal information section of your credit report may be as simple as a transposed former street address, or as potentially dangerous as an incorrect social security number. Regardless of the nature of the error, it's important to clear up any errors in the personal information section of your credit report.
Read more: How to Read an Experian, Equifax or Trans Union Credit Report
